I really like a bank here: Up Bank https://up.com.au/

Back home, it's almost impossible to find a bank and its app that actually make you feel good using it. Up Bank in Australia is one of them. Its app is very pleasant to use, with incredibly powerful analytics features. The little animations in the app are also quite fun.

The website, app, and even the bank card itself are all pretty cool. When you apply for a physical card, you even get some stickers.

Of course, it's no use if a bank just has a good-looking app, its functionality is also very well executed.

• No fees for international payments. Calculated according to the Mastercard exchange rate
• No fees for international transfers. Calculated according to the Wise exchange rate (Wise almost always offers the best rates)
• Overdraft facility available with no fees
• Everyone can directly apply for a Web API Token, and there is complete developer documentation and SDKs available. Plus, the API is very intuitive and makes it easy to interact with the bank, such as for automatic accounting, and so on
• Savings account interest rates at 4.35%, just make five payments with Up Bank each month to activate. Although it's not the highest in Australia, it's still in the top ten
• All applications can be completed solely through the app, making it very suitable for people who have just arrived in Australia.